A 195mm wide tire is going to be *really* stretched when mounted to a 9" wide rim (if you can even get it mounted). Also a 195/40 x 17 tire is a lot smaller than the stock 205/55 x 16 tire, which will introduce a lot of speedometer/odometer error and wheel/fender gap.
With NFs you won't even come close to those rubbing or hitting but you will have some substantial wheel gap with such a smaller diameter tire than stock. The tires you are looking at are about an inch smaller in diameter than stock so you will be gaining 1/2" more wheel gap than you have now. As for the stretch, you can do it but there is no reason as you aren't doing it for clearance issues with those offsets and your drop.
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